Still not convinced? Check out the program’s benefits:

Year Round:
Dive accident medical, rescue and evacuation expenses.	$1,000,000
Death/Total and permanent disability – diving related accident (Optional)	Up to $50,000
Repatriation of remains to home country	$10,000
Personal diving equipment coverage for damage, loss or theft as a result of a diving accident or an evacuation following a diving accicdent	$5,000
Diving Vacation Protection – Annual Multi-Trip or Single trip Coverage:
Emergency medical, rescue and evacuation expenses for both diving and non-diving related injuries and sicknesses. No deductible.	$1,000,000
Personal diving equipment coverage for damage, loss or theft. (Per item limits apply)	$5,000
Death/Total and permanent disability – Non-diving related accident (Optional)	Up to $50,000
Comprehensive Trip Cancellation* and Interruption*, Single or Multi-Trip options: including cancellation due to:      (a) Illness, injury, or death of immediate family member or traveling companion.      (b) Weather conditions or natural disaster causing delay or cancellation of travel; natural disaster           at the site of destination accommodations which renders destination accommodations           uninhabitable.       (c) Principal residence being made uninhabitable by fire, flood, vandalism, burglary or natural           disaster.      (d) Member being subpoenaed, required to serve on jury duty, hijacked or quarantined.      (e) Member being involved in or delayed due to a traffic accident en route to departure. Subject to $100 deductible.	Various Levels Up to $25,000
Diving Equipment Delay	$200/day
Family member non-diving related accident medical, rescue and evacuation expenses	$1,000,000
24/7 Worldwide Emergency and Travel Assistance Services through AIG Assist.

  (*) $100 deductible on all trip protection benefits applies.

Frequently Asked Questions

Why buy dive–travel insurance? Diving Insurance: Scuba diving, when practiced responsibly, is a safe sport. Nevertheless, in the unlikely event that something does go wrong, the cost of evacuation, emergency medical attention or hyperbaric chamber treatments may be substantial and will not be covered by most major health and travel insurance policies. Dive insurance provides divers with coverage for dive-accident related medical expenses. Travel Insurance: You can’t prevent the unexpected, but you can protect yourself from a financial burden by purchasing travel insurance. Travel insurance protects divers and travelers when an unexpected cancellation or trip interruption occurs

Why DiveAssure? - DiveAssure offers you the best diving insurance and assistance programs available today - More coverage, higher limits - less fine print than any other program offered in the USA - DiveAssure insurance is PRIMARY, as opposed to all other diving insurance programs in the USA today. - DiveAssure Insurance is provided through AIG - the largest US based insurance company in the world - DiveAssure is accepted worldwide, by any medical facility, no exceptions! - Instant coverage - No annual or lifetime maximums - Technical divers WELCOME – No depth or mixed gas restrictions - 24/7 Travel Assistance & Emergency hot line with a remarkable list of available services, provided by AIG Assist.

Why Diamond? The Diamond program is the only insurance package that offers both diving accident coverage and comprehensive travel protection in one single policy. Insurance under this program is PRIMARY and is provided by the world’s largest US based insurance company – AIG.

What does “Primary” mean? “Primary insurance” means there is no middle-man.DiveAssure pays service providers directly (i.e. air ambulance, hospital, recompression chamber etc.) or reimburses you in full for payments made by you, regardless of any other insurance you may have which may or may not cover the incident..

DiveAssure programs are the only travel & diving accident programs that are primary. If you have a policy that is not primary insurance, processing your claim may take a long time, and you may be required to finance your own evacuation/medical bills, which can run tens of thousands dollars. Additionally, a diving related claim can have an effect on your personal health insurance record, which in turn can increase your premiums and deductibles

What level is right for me? Since programs can be upgraded, pick your trip protection level according to the cost of your next planned diving trip (transportation + accommodation per person). For example, if your next trip per person cost is $1700 for a live-aboard + $1250 airfare and transport, the right plan for you would be the Diamond $3000. If later this year you will be going on a more expensive trip, we would then suggest upgrading to a higher level of trip cancellation/interruption coverage.

What is considered a diving vacation? Our policy defines diving vacation as: A vacation spent outside your city of residence, in a diving resort or diving facility and/or specifically includes diving.

How long does it take to get covered? Minutes! Simply complete the online registration form, submit payment, and…you’re done! Coverage is immediate and a confirmation email will be sent to you upon registration.

What is the right time to register? It is highly recommended to renew your membership continuously so you are never without dive accident coverage. If you are looking to sign up in relation to an upcoming trip, the sooner you register, the sooner your vacation investment is protected. We recommend registering upon submitting the first payment for your diving vacation, or as soon as possible after.

What about tropical storms? Travel protection through DiveAssure’s Diamond membership will cover a member’s diving vacation investment if severe weather conditions directly affect his/her travel arrangements or accom¬mo¬dations. For example, if the member is forced to cancel a trip due to a hurricane, travel insurance with trip cancellation can provide a reimbursement for nonrefundable expenses, up to the limit of coverage purchased. If severe weather forces the evacuation of the member’s hotel or resort, the travel insurance can provide reimbursement for nonrefundable expenses, and additional travel expenses. For losses to be covered, membership must be purchased before a tropical storm is forecasted or predicted for the destination of the trip. Losses resulting from a storm that has been forecasted or predicted on or before the effective date of coverage are excluded. Claims will be evaluated on their own merits at the time of adjudication.

Are cancellations/interruptions due to wars and/or civil riots covered? No. Click here to see what cancellations/interruptions are covered under the Diamond program.

Where can I read/download the full Description of Coverage? Simply click here. The description of coverage is available to you on our website at all times.

Is coverage worldwide? Yes, DiveAssure is accepted worldwide and by every medical facility, no exceptions!

Are non-USA residents eligible? No. For non-USA residents, DiveAssure offers 2 International dive accident programs. For details, click here or email info@diveassure.com .

Who is eligible for a family discount? Now, up to 10 family members can sign up together and enjoy a family discount! Qualifying family relations are: spouse, parent, domestic partner, parent-in-law, grandparent, child, grandchild, brother, sister, in-law and cousin. .

Is DiveAssure available to residents of all states? DiveAssure is currently available in 43 states and is not available to residents of: LA, MD, ND, NY, OR, VT, WV If you wish to be notified when your state becomes available, please drop a line to info.usa@diveassure.com

Which travel assistance benefits are available to DiveAssure members? DiveAssure Travel Assistance Services: All of DiveAssure’s annual memberships with insurance include travel assistance services by AIGAssist. Services are available 24 hours a day, 7 days a week through a toll free number or a collect call from anywhere in the world.   24-Hour Medical Assistance Hot Line: AIGAssist® provides 24-Hour Worldwide Medical Information and Assistance, multilingual assistance and consultation along with non-diving related medical referrals to physicians, hospitals and specialists.   Medical Evacuation: AIGAssist® will make arrangements for any and all means necessary to transport the Insured back home when medically necessary.   Emergency Medical Payments: If a Hospital demands a cash deposit or settlement prior to leaving, AIGAssist® will arrange the advancement of funds to cover on-site Medical Expenses.   24-Hour Medical Monitoring: Physicians monitor the Insured’s condition by maintaining close contact with the attending physicians, his/her family Physician, and Immediate Family Members.   Return of Dependent children: AIGAssist® will Arrange and pay for one-way economy airfare to return children home if you become ill or injured and cannot attend to their needs.   Return of Traveling Companion: AIGAssist® will arrange and pay for one-way economy airfare for a traveling companion if the companion loses previously made travel arrangements because of Your medical emergency.   Return of Vehicle: AIGAssist® will Arrange and pay to return your unattended vehicle to the rental agency or to the current principal residence in case of a medical emergency   Family or friend Visit: AIGAssist® will arrange and pay for economy round-trip airfare for an Immediate Family Member or close friend if you are traveling alone and require hospitalization for more than seven consecutive days.   Prescription Assistance: When required, AIGAssist® will arrange replacement of lost or stolen medication, through a local pharmacy or special courier.   Transportation of Mortal Remains: In the event of death while traveling, AIGAssist® will make the necessary arrangements and payment for the return of remains to the place of burial.   24-Hour Legal Assistance (*) In a legal emergency, referral to a local legal advisor and advance of funds for bail and legal fees.   Travel Documents Assistance AIGAssist® will help retrieve, report, and reissue lost or stolen travel documents.   Emergency Cash Transfer AIGAssist® will, whenever possible, coordinate with the Insured and a wire agency, in obtaining funds in local currency for medical or travel emergencies.   Emergency Message Center AIGAssist® will assist with and pay for transmission of emergency messages to family and business associates.   Interpretation Services AIGAssist® will provide emergency language support or referral to the appropriate local services.   24-Hour Travel Services (*) AIGAssist® provides 24-hour assistance for emergency travel needs and allows you to make emergency travel changes such as rebooking flights, making hotel reservations, tracking lost luggage, and replacing lost credit cards.   Pre-trip Information AIGAssist® will provide the following pre-trip services: Visa, passport and inoculation requirements; Cultural information; Weather conditions; Embassy and consular referrals; Foreign exchange rates; and travel advisories.   Insurance Claims Assistance AIGAssist® will provide assistance in obtaining information for insurance claims generated overseas for cases coordinated through AIGAssist.   Bail Advances AIGAssist® will provide up to $5,000 in bail funds with an acceptable guarantee of reimbursement.    * Please note: Some of the services provided (Denoted) are service benefits, not financial benefits. Any costs associated with those benefits will be paid by You.